[ad_1] Insurance is risk management. So, for each type, you need to identify the risk to cover and the best way to do it. Mortgage life insurance, like other insurance types, could be expensive, so you need to understand that the inherent risk is the same as for normal life…

[ad_1] For those looking to get into real estate investing in today’s market, there is a unique way to profit without needing cash or credit, and without the risks or headaches of owning rental properties. In this article, I will show you how you can place unsellable homes under contract…

[ad_1] Reverse mortgage can be an excellent retirement tool for many homeowners aged 62 and above. It allows you to borrow cash against the equity that you may have built up on your home. Apart from supplementing your income, it also allows you to stay in your home for as…

[ad_1] A couple of key tips regarding interest rates: It’s Not the Rate You Need to Know: When applying for a loan, never ask for just the “interest rate”, but always ask for the APR.  The APR is inclusive of fees and cost and is the ACTUAL cost for the loan…

[ad_1] According to the New York Times (2018), “… more people are checking their credit and more are knowledgeable about how the scores work. In a survey about credit scores published this week, 57 percent of adults said they had “obtained or received” their scores in the past year, up…

[ad_1] What is Foreclosure Foreclosure is a legal proceeding designed to bar or to extinguish the rights of a mortgagor to the property mortgaged. Facing foreclosure in Morris County or any area is a trying situation. This does not involve financial matters alone but it may bring about emotional issues….

[ad_1] One often hears that it is better to make mortgage payment once a week, or once every two weeks – prêt hypothecaire. What is the impact of this strategy? In order to answer this question, we have to define the two possible bi-weekly payment possibllities: o accelerated weekly payment…

[ad_1] Did you know that you’re being deceived? Right now, everywhere. On TV. In the newspaper. On the radio. In magazines. You’re getting the same message over and over again: “buy now, pay later”; “consolidate your debt into one easy monthly payment”; “get a secure line of credit”. Or the…

[ad_1] What Is A Home Equity Line of Credit? A Home Equity Line of Credit (or HELOC) is an instrument offered by the bank that will allow you to withdraw funds at any time for any purpose. Each withdrawal increases the amount due back to the bank. You can make…

[ad_1] It is very well-known that Owner Financing sells properties fast, especially in cases where properties or prospective Buyers do not conform to traditional lending/mortgage requirements. The Seller offers to hold the mortgage note (owner-financed mortgage) and receive the monthly payments from the Buyer as a bank would. The problem…